FAQs - Insurance

How do we increase our equipment sum insured or any other aspect of our group’s insurance cover?

You need to notify SPPA Centre in writing or by e-mail of the change in cover required & SPPA will then confirm the additional premium needed. Please note that cover alterations requiring additional premium can be confirmed only from the date SPPA actually receive the amount in question (either by cheque or payment with card by phone).

What cover exists under the SPPA policy for our group holding special or one-off events at a different address to our usual premises?

The SPPA cover automatically extends in respect of the Public Liability, Employers Liability and Personal Accident Sections to include activities or events held away from the group’s premises eg outings, fetes, jumble sales, sponsored walks, discos & swimming pool visits.  Written risk assessments should be completed & retained by the group.

However, details of any fundraising event involving a degree of risk eg bouncy castles or pony rides, should be notified to SPPA Centre, to ensure appropriate insurance cover is arranged on the group’s behalf.
Refer to SPPA Centre if in any doubt.

We are hiring a bouncy castle – is any extra insurance cover required?

Yes, SPPA Centre need to be notified, as additional cover is required. The current additional premium required by our insurers for is £79.50 and this needs to be paid to SPPA before the extra cover can be arranged.

SPPA will provide a copy of the insurer’s recommendations for inflatable equipment use when confirming that cover has been arranged.

We have purchased a new shed – can this be included in our insurance cover?

Yes, the SPPA policy’s definition of group equipment includes sheds but you should ensure your group’s equipment sum insured is increased by the value of the shed and contents if not currently covered on your sum insured to avoid a potential reduction in any future claims settlements.